Tailored Loan Solutions with Leading Lending Partners

From Home Loans to Working Capital, access competitive interest rates and transparent advisory backed by 30+ top banks and NBFCs across Gujarat and India.

Calculate EMI & Eligibility

Comprehensive Credit Portfolio

Explore Loan Categories

Choose from an extensive selection of retail and commercial loan products designed to fuel your personal aspirations and enterprise growth.

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Home Loan

Purchase, construction, renovation, or balance transfer with tenure up to 30 years and maximum tax benefits.

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Business Loan

Unsecured, collateral-free credit lines for business expansion, cash flow enhancement, and inventory acquisition.

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Personal Loan

Immediate liquidity for medical needs, education, weddings, or debt consolidation with fast digital disbursement.

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Loan Against Property

Unlock the equity in your residential, commercial, or industrial property with low interest rates and high sanction limits.

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Working Capital / OD / CC

Structured Cash Credit and Overdraft facilities against inventory, book debts, and receivables for MSMEs.

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Auto / Car Loan

Drive your dream vehicle with competitive financing, high LTV up to 100% on-road, and flexible tenure options.

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Commercial Vehicle Loan

Finance heavy commercial vehicles, tippers, buses, and light commercial vehicles for transport fleets and logistics.

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Machinery & Equipment

Upgrade industrial machinery, CNC setups, packaging units, and manufacturing automation without straining cash reserves.

Interactive Planning Tools

Loan Calculators

Estimate your monthly repayments and indicative borrowing eligibility before submitting your loan application.

Loan EMI Calculator

Calculate exact monthly instalments, total interest payable, and repayment schedules.

Loan Amount (₹) ₹ 25,00,000

Interest Rate (% p.a.) 8.75 %

Tenure (Years) 20 Years

Monthly Loan EMI

₹ 22,093

Principal Amount ₹ 25,00,000

Total Interest Payable ₹ 28,02,267

Total Payment (Principal + Interest) ₹ 53,02,267

Standard EMI Formula: EMI = P × r × (1+r)^n / ((1+r)^n - 1). All calculations are indicative. Actual bank charges and amortization schedules apply.

Loan Eligibility Calculator (Indicative)

Estimate maximum permissible loan borrowing capacity based on monthly income and current obligations.

Applicant Employment Profile

Salaried Individual (50% FOIR) Self-Employed / Business (60% FOIR)

Net Monthly Income (₹) ₹ 75,000

Existing Monthly EMIs (₹) ₹ 10,000

Indicative Interest Rate (% p.a.) 8.75 %

Desired Tenure (Years) 20 Years

Indicative Maximum Loan Amount

₹ 31,11,940

Max Permissible Total EMI ₹ 37,500 / mo

Available Additional EMI Capacity ₹ 27,500 / mo

FOIR Norm Applied 50%

Indicative Estimate Only: Actual lender eligibility depends on credit bureau (CIBIL) score, banking track record, property legal valuation, and institution-specific underwriting policies.

Preparation Checklist

Required Documents

Have these documents ready to fast-track your loan approval and disbursement process.

Salaried Individuals

✓ KYC Documents (PAN Card & Aadhaar / Passport)
✓ Last 3 Months Salary Slips with official company stamp
✓ Last 6 Months Salary Account Bank Statements
✓ Latest Form 16 / Income Tax Returns for past 2 years
✓ Current Address Proof (Electricity bill / Rent agreement)
✓ Existing Loan sanction letters & SOA (if applicable)

Self-Employed / Business Owners

✓ Promoter KYC (PAN Card, Aadhaar Card, Passport photo)
✓ Business Registration Proof (GST Certificate, MSME / Udyam)
✓ Last 2-3 Years ITR with Computation, Balance Sheet & P&L
✓ Last 12 Months Current Account Banking Statements
✓ Last 12 Months GST Returns (GSTR-3B & GSTR-1)
✓ Sanction letter of existing credit lines (OD / CC / Term Loans)

Regulatory Notice: Loan sanctions, processing fees, loan-to-value (LTV) limits, and interest rates are subject to individual lender credit policies and eligibility verification.